FAIRWINDS Debit Cards
Your debit card is more than a way to pay. It's a tool for debt-free living that helps you stay in control, earn rewards, and move closer to financial freedom.
Choose Debit, Not Debt
Choosing debit over debt helps you stay in control of your money. With a debit card, there's no interest and no surprises — just your own money, working for you. FAIRWINDS Visa® debit cards come with built-in perks to help you stay on track.
Stay Secure
Instantly lock or unlock your debit card from the mobile app.
Stay Organized
Make quick and secure payments using your mobile wallet.
Stay Connected
Access 33,000+ fee-free in-network ATMs nationwide.
Stay Debt-Free
Earn rewards on everyday spending while avoiding debt.
Find the Visa® Debit Card That's Right For You
Choosing debit over debt helps you stay in control of your money — because when you spend what you have instead of borrowing what you don't, you build real financial freedom one purchase at a time. We have many card options to choose from to match your personality.
Built for Convenience
Whether you're tapping, inserting, or withdrawing cash, your FAIRWINDS debit card makes it easy to spend smart and stay on track.
Tap to Pay with Mobile Wallet
Add your debit card to Apple Pay®, Google Pay®, or Samsung Pay® and make secure purchases in seconds.
ATM Access
Get cash when you need it with access to more than 33,000 fee-free ATMs nationwide. Find one near you today.
Save with Every Purchase
Enroll in Change it Up to round up your debit card purchases to the nearest dollar. We'll transfer the difference to help you build savings or pay down debt.
Built-In Protection
Think debit cards aren't secure? Think again. The FAIRWINDS Visa® debit card comes packed with safety features — and the best safety feature of all, helping you spend within budget.
Lock & Unlock
If you lose your card, lock it instantly in the FAIRWINDS app. When you find it, unlock it just as fast.
Visa's® Zero Liability Policy
You won't be held responsible for unauthorized purchases made with your card. No stress, no lost money.
24/7 Fraud Monitoring
We monitor your account around the clock to catch suspicious activity before it becomes a problem.
Chip Technology
Every in-person transaction is encrypted with a unique code to help keep your personal info safe.
Order Your Card
Already a member? Log in to FAIRWINDS Online and head to Documents & Forms under Additional Services to order yours. Not a member yet? Join today and start your debt-free, debit-first journey.