Open a Personal Account

Ready to join the community of financial freedom seekers? Take a few moments to select your accounts below, and we'll jumpstart your application.

Checking Accounts

Signature Checking

Our most rewarding checking account for financial freedom seekers. Enjoy unlimited ATM access, exclusive eligibility to our high-yield Signature Savings account, and additional savings on other select services.

Preferred Checking

A checking account designed for working professionals. Monthly service charge is waived with only $1,000 in total monthly direct deposit. Comes with additional ATM benefits and access to higher savings rates.

Freedom Spending

Our basic checking account that's anything but basic. This checking account includes no monthly service charge or minimum balance requirement.

Freedom Builder

Perfect for those starting their banking experience or those who struggle balancing their account. There are no NSF fees, your debit card will simply be declined if funds are not available.

UCF Student Checking

A student checking account that will be with you every step of your college journey.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Savings Accounts

Standard

Signature Savings

As a Signature Checking member, you can earn more by opening a high-yield savings account that is exclusively available to you.

Preferred Savings

You can earn more and save more with this high-interest savings account.

Freedom Savings

Our Freedom Savings account offers unlimited deposits and flexible overdrafts from your checking account.

Emergency Savings

Emergency Savings

Enjoy some peace of mind when you have an emergency savings account of at least $1,000. FAIRWINDS’ Emergency Savings account offers a premium rate on the first $1,000.

Specialty Accounts

My First Home Savings Account

Let's make your dream of owning a home a reality by starting a savings account for your down payment!

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Certificate of Deposits

Limited-Time Specials

7-Month CD Special

Available to new and existing members who deposit a minimum of $1,000.

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Standard

3-month CD

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6-month CD

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12-month CD

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24-month CD

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36-month CD

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48-month CD

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60-month CD

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Add-Ons

6-Month Add-On CD

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12-Month Add-On CD

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