1. Save $1,000 for an emergency

Having an emergency fund with at least $1,000 is essential to pay for unexpected events in cash instead of using a credit card or taking out a loan.

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Saving $1,000 for an emergency might seem tough, but once you decide to take control, it’s all about changing habits and building routines that make saving possible. The first step is difficult — but you're not alone.

How To Build an Emergency Savings Fund

  • 1. Create or Update Your Budget
  • 2. Open an Emergency Savings Account
  • 3. Put Money Towards Savings
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Open an Emergency Savings Account
Get Started

Ready to supercharge your savings? The right account makes all the difference. With a FAIRWINDS Emergency Savings Account, you'll earn 5.00% APY on your first $1,000, so every dollar works harder for you. Don't let your money sit around — open your account and watch your emergency fund grow faster.

What is an Emergency?

It is Unexpected
It is Unexpected
It is Necessary
It is Necessary
It is Urgent
It is Urgent

Put Money Toward Savings

Your budget's set, your emergency account is open, now you can get aggressive with saving. A good rule of thumb is to save $100 every month, and you'll have $1,000 in less than a year. Also, put every extra dollar you find toward your $1,000 goal.

Easy Ways to Make Extra Cash:

  • Enroll in Change it Up
  • Complete a No Spend Challenge
  • Get a Side Hustle
  • Sell Unwanted Stuff
  • Buy Store Brand Items
  • Pack Your Lunch & Make Your Own Coffee
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Real Members, Real Results

See what our members are saying.

“I am seeing steady progress already with $5,000 saved so far!”

Danny
Oakland, CA

“Now I get to drive my dream [car] around every day without having to make monthly payments!”

Catherine
Dunwoody, GA

“I was able to cut 6 years off my home loan and save over $50,000 in payments and interest by refinancing to a 15-year mortgage.”

Carina
Longwood, FL
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Find Your Money Milestone Now

Ready to go further? We’ve built a collection of tools, tips, and articles to help you succeed in this Money Milestone, and every step of the way on your path to financial freedom. But we can't help you unless you know where you're starting.

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Two smiling men standing outdoors at an industrial site with stacked pipes and equipment behind them on a sunny day.
“You're not just a number – you're a member.”
Carlos Moreno - Exterior Walls, Inc.

See what FAIRWINDS' partnership has meant to this construction company.

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Two smiling men standing outdoors at an industrial site with stacked pipes and equipment behind them on a sunny day.
“You're not just a number – you're a member.”
Carlos Moreno - Exterior Walls, Inc.

See what FAIRWINDS' partnership has meant to this construction company.

View Testimonial
Two smiling men standing outdoors at an industrial site with stacked pipes and equipment behind them on a sunny day.
“You're not just a number – you're a member.”
Carlos Moreno - Exterior Walls, Inc.

See what FAIRWINDS' partnership has meant to this construction company.

View Testimonial