Open a Personal Account

Ready to join the community of financial freedom seekers? Take a few moments to select your accounts below, and we'll jumpstart your application.

Checking Accounts

Signature Checking

Ideal for members who want conceirge-level service, premium rates, and perks that make managing money effortless.

Spend Smart Checking

Ideal for members ready to take control of their money and start building toward long-term goals with confidence.

Freedom Spending

Ideal for members who want simple, stress-free checking with no monthly fees or minimum balance requirements.

Freedom Builder

Ideal for members just beginning to manage money, under 25, or anyone who prefers a little extra cushion as they plan ahead.

UCF Student Checking

A student checking account that will be with you every step of your college journey.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Savings Accounts

Emergency Savings

Emergency Savings

Ideal for members building an emergency fund and creating a cushion for life’s unexpected moments.

Standard

Freedom Savings

Ideal for members who want easy access to their money and a simple way to save without losing flexibility.

Save Smart Savings

Ideal for members focused on growing their savings with a high-yield account while staying on track toward long-term goals.

Signature Savings

Ideal for members looking to maximize their membership and their savings with premium rates and extra perks.

Specialty Accounts

My First Home Savings Account

Let's make your dream of owning a home a reality by starting a savings account for your down payment!

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Certificate of Deposits

Limited-Time Specials

7-Month CD Special

Available to new and existing members who deposit a minimum of $1,000.

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Standard

3-month CD

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6-month CD

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12-month CD

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24-month CD

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36-month CD

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48-month CD

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60-month CD

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Add-Ons

6-Month Add-On CD

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12-Month Add-On CD

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