Mechanical Repair Coverage (MRC)
You can drive with confidence knowing we’ve got your back. Protect yourself from covered repairs that could cost hundreds or thousands of dollars.
What is MRC?
Mechanical Repair Coverage can help pay for unexpected, covered repair costs as your vehicle gets older. This can include anything from repairs to your engine to your entertainment and security system.
Why do I need this type of coverage?
Protects you from having to pay for covered repairs.
Provides emergency roadside assistance and rental car reimbursement.
Find flexible coverage options to meet your needs.
Why do I need this type of coverage?
Protects you from having to pay for covered repairs.
Provides emergency roadside assistance and rental car reimbursement.
Find flexible coverage options to meet your needs.
Coverage Options
This includes basic repair coverage for components such as your transmission, engine, wheels, front and rear wheel drives, steering, brakes, air conditioning, suspension, and more.
Includes everything with the Silver Plan plus hybrid and electric vehicle features. Also receive repairs on advanced components like sensors, radiator parts, fuel tank, and more.
Includes everything with the Gold and Silver Plans plus luxury features like GPS navigation, Bluetooth, entertainment system, and other miscellaneous repairs.
Things to know when filing an MRC claim:
Take Your Vehicle to a Licensed Repair Shop – Ensure the facility obtains prior approval before beginning any covered repairs.
Claim Approval - The repair shop will need to call (800) 752-6265 to submit the claim. If approved, the payment will be made via credit card through the administrator. You will still be responsible for your deductible (if applicable).
Ready to secure your loan and car protection?
For questions or to purchase Credit Insurance, schedule an appointment at your nearest branch or call (888) 413-0652.