Creating an ACH* Payment

  1. In the navigation menu, click or tap Advanced Payments > ACH & Wires.

  2. Click or tap New Payment, then select the ACH payment type: ACH Batch

  3. Origination Details

    1. Select appropriate SEC Code Note: PPD is used when sending or receiving funds from Individuals and CCD is used when sending or receiving funds from a business. The two types cannot be mixed in the same file.

    2. Input Company Entry Description. Company Entry Description is what the transaction will appear as on statements with the business name as a pre-fix.

    3. (Optional) If applicable, select Subsidiary

    4. Select funding Account

    5. Select Effective Date. The effective date is the date the funds will be deposited into the recipients’ accounts.

      1. (Optional) If you select the current day to make a Same Day ACH Payment, a confirmation message appears asking you to acknowledge that this type of payment may incur a fee for the expedited processing. Click Agree.

  4. Recipient/Account

    1. Click or tap Add Multiple Recipients

    2. Select Recipients

    3. Click or tap Add

    4. Enter Amount

    5. e. (Optional) Click or tap Recipient menu (with three dots) and Select Expand Row to Notify Recipient or enter an Addendum.

      1. i. Select the Notify Recipient check box to notify the Recipient. This option is only enabled if an email address is on the recipient’s profile.

      2. ii. Input Addendum Message

      3. iii. Click or tap Show Details to review account information. Note: If the transaction exceeds the Same Day ACH limit ($100,000), an error banner appears and you cannot Draft or Approve the transaction until you select a new date or change the amount.

  5. Click or tap Draft or Approve. Note: ACH Payment files that are drafted must be approved in order to be processed. FAIRWINDS does not receive the ACH Payment file for processing until it has been approved. ACH Payment approval cutoff time: 4pm

  6. Select appropriate secure access code destination

  7. Input secure access code

  8. Click or tap Verify

  9. A confirmation message appears. Click or tap Close.

If you see an error message, contact us at (407) 277-5045 for assistance